To Quickly Determine if you are Eligible for a VA loan, you must answer yes to one of the following questions:

Have I served at least 90 days in Active Duty?

Have I served 6 Years in the Reserves or National Guard?

Am I a surviving Spouse of a veteran?

If retired, did I get Honorably Discharged?

If you answered yes to any of these questions, then it is likely you have VA Eligibility.  Now, to determine if you qualify for a mortgage, it is important to answer YES to ALL questions:

Do I have at least a 620 Credit Score?

I do not currently have a VA loan, or will sell my house before I close on the new VA loan?

Is my combined income from my spouse and myself at least twice what my new mortgage payment will be including taxes and insurance?

I have not had a foreclosure or bankruptcy in the last 3 years?

Am I purchasing or refinancing a property worth at least $100,000?

If you have answered yes to all the questions above, as well as meet one of the eligibility requirements mentioned before, it is highly likely we can qualify you for a VA home loan.  While there are numerous other requirements, these are the major items to qualify and be eligible.   To determine quickly if you qualify, please call 512-505-6267 or fill out the contact form below.

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